Shopping around for car insurance is a headache for plenty of people. It isn't rocket science but you will need to do some research, so you don't lose cash. You'll also need to make sure your vehicle gets enough coverage. The tips in this article will help you find the right insurance for you.You can reduce the cost of your auto insurance premium by driving less per year. Most insurance providers will actually decrease the amount of your premium by decreasing the number of miles you drive.Speak to your insurance professional before you buy expensive mods or add-ons for your car. You may find, for example, that the $2,000 you spent to change your car into racing form actually added less than $500 to the vehicle's appraised values. Should the vehicle get stolen, you're out the difference.Often, people expect their car insurance rates will automatically go down after they turn 25. However, the truth is that rates slowly decrease from the time a driver turns 18 years old, as long as he or she maintains a clean driving record.There are optional protections past legal protections that can further protect you. While these extra features will cost more, they may be worth it. If you have uninsured motorist protection, you will be protected if an uninsured driver hits your car.Coverage beyond the legally required minimum is always an option. You will pay more if you choose these add-ons, but, in many cases, they are worth the money. If you get in a hit-and-run accident or one where the other party has no insurance, you will be out of luck unless you have uninsured motorist coverage.Think about what type of coverage you need on your auto insurance. You will get several choices, but many of them won't relate to you. Investing in collision coverage is a good idea if you want to avoid paying out of pocket in the event of a crash, or if you have a medical history of minor accidents.Automobile insurance is more complicated than people think. Like with many things, you should take the time to learn as much as you can to ensure your car is well-insured and covered under any situation that may arise. If you adopt these measures, you will make better choices when it comes to your insurance.